Our History

1900

Mutual Creamery and Cheese Factory Fire Insurance Company of Minnesota is formed in St. Paul, Minn. to insure against loss or damage by fire to creamery and cheese cooperative association members' commercial buildings, products, machinery, and supplies. First-year Writings are $263,079 and Assets are $306.35. The company's first claim payment is made on September 18, 1901 for $5.21 to West Concord Cooperative.

1915

Mutual Creamery and Cheese Factory Liability Insurance Company of Minnesota is formed in St. Paul to serve the same cooperative members as the Fire Company, but to insure against Liability losses.

1925

Mutual Creamery and Cheese Factory Tornado Insurance Company of Minnesota is formed in Redwood Falls, Minn. to protect the same cooperative members from loss to property by tornado and cyclone.

1953

The Property and Liability companies merge to become Mutual Creamery Insurance Company.

1955

The principal place of business moves to Richfield, Minn. The company determines that, after insuring over 90% of the target market of creameries and cheese cooperatives, it must sell other lines (such as Automobile and Homeowner's), and to other customers. The company also decides to sell through independent agents versus the prior method of selling directly through Company personnel.

1970

The name of the company is changed to Western National Mutual Insurance Company, and the company is headquartered in a new building located in Edina, Minn.

1974

Western National Mutual Insurance Company purchases the Cascade Insurance Company in Seattle, Wash., changing the name to Western National Assurance Company, and starts writing personal and commercial lines through independent agents in Oregon and Washington.

2007

Western National Mutual Insurance Company merges with Farmers Home Group of Bloomington, Minn. The merger adds two companies – Western Home and Pioneer Specialty – to Western National Insurance Group, expanding the Group to four regional Property and Casualty Insurance companies. Through the merger, Western National Insurance Group begins writing personal lines through independent agents in Nevada and Utah.

2009

Western National Mutual Insurance Company purchases Titan Property & Casualty Insurance Company of Monee, Ill. Through the acquisition, Western National Insurance Group begins writing commercial lines through independent agents in Illinois.

Present

Western National Mutual has continued its stable growth and today is one of the finest regional mutual insurance companies in the Midwest, writing personal and commercial lines in Minnesota, South Dakota, and Wisconsin, and commercial lines in Iowa and North Dakota. Western National Assurance writes personal and commercial lines in Nevada, Oregon, Utah, and Washington; Titan Property & Casualty writes commercial lines in Illinois; and Pioneer Specialty writes commercial lines in all of the group's states except Illinois.

Our simple commitment to honesty, fair underwriting, quality products and service, and strong relationships with our agent partners and policyholders continues today. With total assets of over $510 million, the future of Western National Insurance Group has never been brighter!