Homeowner/Condo Owner/Renter's Insurance

Whether you're a homeowner, renter, or own a condo, Western National understands that your property — whether it be real estate, personal property, or both — is special and valuable. We believe it deserves the protection to match.

With a variety of options tailored to meet your individual circumstances, we can cover just about everything (even the kitchen sink!). Plus, our variety of discounts can help make your premium even more affordable, and our experienced claim staff is always ready to provide the outstanding service you want and deserve.

Your Independent Insurance Agent can help you determine the right fit of coverages, discounts, and price. To find an agent, click here.

Coverages
 
Homeowner's/Renter's Insurance coverages vary by the limits and requirements of individual states. Western National offers the following coverages subject to those limits and requirements:

• Coverage A - Residence
• Coverage B - Related Private Structures
• Coverage C - Personal Property
• Coverage D - Additional Living Expenses and Loss of Rent
• Coverage L - Personal Liability
• Coverage M - Medical Payments to Others
• Other coverages may be optional or included (depending on the program and form):
   
• Boat Owners
• Business Property
• Computer
• Credit Card
• Debris Removal
• Earthquake
• NEW! Homeowner's Equipment Breakdown
• Identity Fraud Expense
• Golf Cart
• Guns
• Golf Equipment
• Jewelry, Watches, Furs
• Office, Professional, Private School or Studio Occupancy
• Personal Injury
• Refrigerated Food Spoilage
• Replacement Cost - Residence
• Replacement Cost - Personal Property
• Snowmobile
• Water Damage - Sewers, Drains and Sumps
• Waterbed Liability