Western National is a full-service contract and commercial surety market using a Hub and Spoke service model. Our home office, based in Edina, Minnesota, services 45 states across most of the U.S. with remote underwriting teams in Oklahoma City, OK; Des Moines, IA; and Phoenix, AZ. Our strong commitment to providing a consistent and stable surety market, coupled with excellent customer service and a common-sense underwriting approach, enables us to develop, cultivate, and maintain strong and lasting relationships with our agents and customers. Western National is rated A+ (Superior) Class X by A.M. Best and has a Treasury Listing in excess of $72,000,000.

Contract Surety

We offer several surety products designed to meet the needs of all types of contractors from large, sophisticated contractors with continuous bond needs to small contractors with infrequent needs or even contractors needing their first bond.

Standard and Preferred Programs up to $15 million single and $30 million bonded aggregate with multiple flexible rating plans.

ContractXpress and ContractXpress Xtra - Offering bonds up to $3,000,000 without C.P.A. reviewed or audited financial statements, and bonds up to $750,000 can often be underwritten primarily with an application and a credit investigation.

U.S. Small Business Administration (SBA) bond guarantee program - For emerging contractors that are beginning to bid on public works projects and in building their financial resources before graduating them into a standard program.

Commercial Surety

Western National underwrites a wide variety of Commercial Surety Obligations with highly competitive rates and commissions.

If you would like to verify a surety bond or if you are inquiring about a surety agency appointment, please email surety@wnins.com or contact us at (800) 862-6070.