Fact or Myth?
If another person is driving my car, is it true that their auto insurance will cover my car if they get in an accident?
In most states, the auto insurance policy covering the vehicle is considered the primary insurance, which means that the auto insurance company for the vehicle must pay for damages caused by an accident. Policies and laws differ by state, and you should become familiar with these differences when allowing another person to drive your car.
Source: Insurance Information Institute