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Summer Parties and Social Host Liability

Whether it’s a graduation party, a backyard wedding, or a casual barbeque, the summer months are a popular time for celebrating. Many times, hosting these events involves serving alcohol. If you’re planning on hosting an event this summer, it’s important to keep social host liability in mind.

Social host liability means that, as the host of the party or event, you can be held liable for incidents that arise from having provided alcohol to your guests. For instance, if a guest becomes intoxicated at your event and gets into an auto accident as a result of their intoxication, a person injured in this accident may try to assert a claim against you for providing the alcohol.

Here are some tips to help your guests celebrate safely:

It’s important to note that Western National has a social host liquor liability exclusion on Homeowner and Personal Umbrella policies. For more information on what is excluded, please contact your Independent Insurance Agent.