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The Focus newsletter is a colorful, easy-to-read newsletter highlighting interesting tips, discounts, and more regarding your Personal Auto or Homeowner's policies. Current issues are sent with every Personal Auto or Homeowner policy and renewal. If you missed your recent Focus issue or want to view past issues, just click the issue number below to open the PDF.

Focus - Personal Auto Edition

Spring/Summer 2017 - Tips for Renting a Vehicle; What Should I Do If My Windshield Gets Chipped?; Did You Know That Coverage is Excluded if You Use Your Vehicle for a Ridesharing Service?; Penalty-Free Promise

Fall/Winter 2016 - Does Your Vehicle Have Any Manufacturer Recalls?; My Parked Car Was Dented, What Should I Do?; Penalty-Free Promise; Prepare Your Car for Winter

Spring/Summer 2016 - What to Know Before You "Uber"?; A Golf Ball Hits My Car, Who Pays?; How Can I Find a Safe Booster Seat For My Child?

Fall/Winter 2015 - Avoiding/Minimizing Deer-Related Crashes; What to Do if You're in an Auto Accident; Winter Driving Tips

Spring/Summer 2015 - Do I Need Personal Umbrella Insurance?; Drowsy Driving; What To Do If Your Car Breaks Down

11.2 - What to know before you "Uber"; Most-stolen cars; Claim reporting; Recommended used cars for teens

11.1 - Insurance & car color; Vehicle ownership; Seat belt facts; Defensive driving credit; Car seat coverage

10.2 - Top 5 benefits of a Western National auto policy; What is distracted driving?; Preparing a vehicle emergency kit; Avoiding collisions with wildlife

10.1 - Child booster seats increase in safety; Driving in a thunderstorm; How to avoid buying a flood-damaged car

9.1 - Loyalty among vehicle categories; Vehicle ownership; 2011 top stolen cars; Fall and winter driving tips; Dealing with aggressive drivers

8.1 - Beware of flood-damaged cars; Top five dangerous cars for teens; Tired tires

7.1- Recognizing a staged accident; 2010 top stolen cars; Winter driving tips

6.1 - Insurance & car color; Reporting potholes; 5 ways to make fuel go farther

5.2 - Distracted drivers; Child seat safety; Making the garage safer

5.1 - Responsible driving; Car rental coverage; How safe is your vehicle; Top safety picks for 2010

4.3 - Cell phones and driving laws; 3 ways that school pays; Airbag safety

4.1/4.2 - Top theft-targeted autos; Busiest time for teen accidents; Distracted driving*

3.2 - Ownership and coverage; Cheaper rates for college students; Auto ID cards

3.1 - Going green with gasoline; Using common 'scents'; Annual auto savings*

2.2 - Myths and facts of auto theft; Intersection accident prevention

2.1 - Summer and fall driving tips; Distracted driving; Checklist for premium change; 'Summerizing' your car; College student coverage

1.2 - Money-saving gas tips; Winter survival kits; Vehicle ownership; H.E.L.P. endorsement

1.1 - Comfort for car renters; Life changes; Auto theft prevention

Focus - Homeowner Edition

2016 - If I Rent Out My House Through a Service Like Airbnb, How Does It Impact My Insurance Coverage?; 10 Simple Ways to Maintain Your Roof; How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?

2015 - Tips for Grilling Safety; Q&A: Property in Storage; Do I Need Flood Insurance?; Know the Difference: Market Value vs. Replacement Cost

10.1 - What is a Personal Umbrella policy?; Life changes & insurance; Testing for radon; DIY home improvement & insurance; Keeping a home inventory

9.1 - Protect your home from water damage; Scheduled items; Garage door openers & home safety; Laundry room fires

8.1 - Lawnmower safety; 3 ways to save on your insurance; Keeping a home inventory

6.1 - Common storm questions; Radon in the home; Home equipment coverage; Ladder safety

5.1 - Home burglary and social media; Questions for townhouse or condo owners; Replacement cost vs. market value

4.1/4.2 - Electrical fire; CO-proofing your home; Vacancy

3.1 - Going green around the home; Home inventory; Replacement cost vs. market value

2.1 - College student coverage; Ice dams; Windstorm Q & A; Grilling safety; Smoke alarm tune-ups

1.1 - Identity theft protection; Remodeling your home; New child care endorsement