Celebrating 125 Years
This year marks Western National’s 125th anniversary, also known as a quasquicentennial.
Our company began as The Mutual Creamery and Cheese Factory Fire Insurance Company of Minnesota to provide protection for creamery and cheese cooperative associations. In May 1901, we received our charter from the State of Minnesota and officially opened for business with the tagline “It’s Better with Butter.”
Much has changed since those early days, including the company's transition to the Western National name in 1970. Throughout our history, markets have changed, technology has evolved, and customer expectations have shifted, yet one thing has remained constant: our commitment to serving policyholders and supporting the independent agents who represent us.
As a mutual company, our strength has always come from people and relationships. We are thankful for the generations of employees, agents, and policyholders who have helped shape the company we are today.
Thank you for being part of our story and for helping us build on a legacy 125 years in the making.
Second Quarter Financials
We close out the second quarter with total Group assets of $3.5 billion, direct written premium of $763.7 million, and a combined ratio of 93.9%. While growth in the first half of the year has been slow in a competitive and softening market, strong retention continues to sustain solid profitability. Our focus for the next half of the year remains on disciplined growth that delivers long-term performance.
Quarterly Financial Results
Quarterly Financial Results
Quarterly Financial Results
Named a Ward's Top 50 P&C Insurance Company
Once again, Western National has been named to the Ward’s 50 Benchmark Group,
recognizing the top-performing property-and-casualty insurance companies in the
country. This marks our 18th consecutive year receiving this honor. This achievement
reflects the dedication of our employees, the strength of our agency partnerships,
and the continued trust of our policyholders. Thank you for all you do to help make
Western National a top-performing carrier year after year. Click here to read the full press release.
2026 Top 200 Workplace Recognition
Western National has been named one of Minnesota’s Top 200 Workplaces by the Star Tribune for the sixth consecutive year, based on employee feedback. The award recognizes organizations with strong employee engagement, workplace culture, and overall satisfaction. This honor reflects the collaborative, respectful, and people-focused culture that defines Western National. We thank our employees for making this achievement possible and for their continued dedication to serving our agency partners and policyholders. Click here to read the full press release.
