Forms & Perils Covered


Forms Perils Coverage
DP1 Fire and Explosion Coverage A- Dwelling (Actual Cash Value)
Coverage C- Personal Property (Actual Cash Value)
Fire and Explosion
Extended Coverage Perils
Fire and Explosion
Extended Coverage Perils
Vandalism or Malicious Mischief
DP2 Fire and Explosion
Extended Coverage Perils
Vandalism or Malicious Mischief
Water, Freezing, Collapse
Coverage A- Dwelling (Replacement Cost)
Coverage B- Other Structures (Replacement Cost)
Coverage C- Personal Property (Actual Cash Value)
DP3 Open Perils for Coverage A & B
Named Perils for Coverage C
Coverage A- Dwelling (Replacement Cost)
Coverage B- Other Structures (Replacement Cost)
Coverage C- Personal Property (Actual Cash Value)
DP2-Special
(Condo Units Only)
Open Perils for Coverage A & B
Named Perils for Coverage C
Coverage A- Dwelling (Replacement Cost)
Coverage B- Other Structures (Replacement Cost)
Coverage C- Personal Property (Actual Cash Value)

Definition Extended Coverage:
The following perils are included: Windstorm or Hail; Explosion; Riot or Civil Commotion; Aircraft; Vehicles; Smoke; and Volcanic Eruption