Motorboat towing a waterskier on a lake

Watercraft

Program Features


Western National Watercraft policy overview
A New Watercraft Policy
Western National’s new Watercraft product offers a policy with a range of coverage options available to meet the insur-ance needs of boatowners.
Western National eligible watercraft types
Eligible Watercrafts
  • Pontoons
  • Wake boats
  • Ski boats
  • Canoes / Kayaks
  • Personal watercraft
  • Sailboats
  • Fishing boats
Western National Watercraft featured coverages
Featured Coverages
Replacement Cost, Agreed Value, or Actual Cash Value
Help remove the uncertainty of knowing how much you would receive for your watercraft.
Common Loss Deductible
Whenever a claim involves more than one Western National policy, only the highest deductible applies. It's beneficial to have all policies written with Western National.
Custom Equipment
Includes: anchors, batteries, covers, dinghies and tenders, electronic navigation equipment, fire extinguishers, flares, horns, life preservers, lines, oars, oar locks, pumps, sails, seat cushions, and other similar equipment.
Western National Watercraft optional coverages
Optional Coverages
  • Increased Towing and Disablement
  • Boat Lift
  • Personal Property
  • Trip Interruption
  • Wreckage Removal