Program Features

A New Watercraft Policy
Western National’s new Watercraft product offers a policy with a range of coverage options available to meet the insur-ance needs of boatowners.
Eligible Watercrafts
  • Pontoons
  • Wake boats
  • Ski boats
  • Canoes / Kayaks
  • Personal watercraft
  • Sailboats
  • Fishing boats
Featured Coverages
Replacement Cost, Agreed Value, or Actual Cash Value
Help remove the uncertainty of knowing how much you would receive for your watercraft.
Common Loss Deductible
Whenever a claim involves more than one Western National policy, only the highest deductible applies. It's beneficial to have all policies written with Western National.
Custom Equipment
Includes: anchors, batteries, covers, dinghies and tenders, electronic navigation equipment, fire extinguishers, flares, horns, life preservers, lines, oars, oar locks, pumps, sails, seat cushions, and other similar equipment.
Optional Coverages
  • Increased Towing and Disablement
  • Boat Lift
  • Personal Property
  • Trip Interruption
  • Wreckage Removal