Advance Quote Discount |
Quoting of policy prior to Western National policy effective date |
Policyholder with submission of application prior to effective date |
Anti-Theft Protection Device Discount |
Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device |
Device must be installed by the manufacturer or an authorized dealer and device must be self-activating upon locking of the vehicle doors (Minnesota Only) |
Corporate Discount |
Policyholders are eligible for a discount equivalent to a multi-car discount if the named insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use |
Named Insured on single car policy |
Defensive Driver Discount |
Eligible drivers receive a discount based on specifications in the state in which they are licensed |
Drivers 55 and over who have successfully completed a defensive driving course |
Family Discount (Signature Auto Only) |
Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a person related to you by blood, marriage, adoption, or domestic partner relationship are written under different Western National Insurance policies |
Family members or domestic partner with single vehicle |
Full Pay Discount |
Discount applies if full premium is paid at the start of the term |
Policyholder application payment |
Good Student Discount |
Eligible students receive a discount up to age 25 |
Drivers under 25 years of age who are enrolled full-time in high school, college, university, vo-tech, or have graduated and received a Bachelor’s Degree while maintaining a B average |
Prior Carrier/Loyalty Discount |
Length of time the customer has had continuous insurance with immediate previous carrier or Western National |
Policyholders with continuous coverage |
Multi-Car Discount |
Applies for policies covering two or more vehicles with liability coverage |
Private passenger autos and motorhomes |
Multi-Policy Discount |
Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Western National |
Named Insured |