Available Discounts for Select Auto and Signature Auto Programs


Discount Description Who or What Qualifies
Advance Quote Discount Quoting of policy prior to Western National policy effective date Policyholder with submission of application prior to effective date
Anti-Theft Protection Device Discount Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device Device must be installed by the manufacturer or an authorized dealer and device must be self-activating upon locking of the vehicle doors (Minnesota Only)
Corporate Discount Policyholders are eligible for a discount equivalent to a multi-car discount if the named insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use Named Insured on single car policy
Defensive Driver Discount Eligible drivers receive a discount based on specifications in the state in which they are licensed Drivers 55 and over who have successfully completed a defensive driving course
Family Discount (Signature Auto Only) Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a person related to you by blood, marriage, adoption, or domestic partner relationship are written under different Western National Insurance policies Family members or domestic partner with single vehicle
Full Pay Discount Discount applies if full premium is paid at the start of the term Policyholder application payment
Good Student Discount Eligible students receive a discount up to age 25 Drivers under 25 years of age who are enrolled full-time in high school, college, university, vo-tech, or have graduated and received a Bachelor’s Degree while maintaining a B average
Prior Carrier/Loyalty Discount Length of time the customer has had continuous insurance with immediate previous carrier or Western National Policyholders with continuous coverage
Multi-Car Discount Applies for policies covering two or more vehicles with liability coverage Private passenger autos and motorhomes
Multi-Policy Discount Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Western National Named Insured