| Advance Quote Discount |
Quoting of policy prior to Western National policy effective date. |
Policyholder with submission of application prior to effective date. |
| Anti-Theft Protection Device Discount |
Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device. |
Device must be installed by the manufacturer or an authorized dealer and device must be self-activating upon locking of the vehicle doors (Minnesota Only). |
| Corporate Discount |
Policyholders are eligible for a discount equivalent to a multi-car discount if the named insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use. |
Named Insured on single car policy |
| Defensive Driver Discount |
Eligible drivers receive a discount based on specifications in the state in which they are licensed. |
Drivers 55 and over who have successfully completed a defensive driving course. |
| Family Discount (Signature Auto Only) |
Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a
person related to you by blood, marriage, adoption, or domestic partner relationship are written under different
Western National Insurance policies. |
Family members or domestic partner with single vehicle |
| Full Pay Discount |
Discount applies if full premium is paid at the start of the term. |
Policyholder application payment |
| Good Student Discount |
Eligible students receive a discount up to age 25 |
Drivers under 25 years of age who are enrolled full-time in high school, college, university,
vo-tech, or have graduated and received a Bachelor’s Degree while maintaining a B average. |
| Prior Carrier/Loyalty Discount |
Length of time the customer has had continuous insurance with immediate previous carrier or Western National. |
Policyholders with continuous coverage |
| Multi-Car Discount |
Applies for policies covering two or more vehicles with liability coverage. |
Private passenger autos and motorhomes |
| Multi-Policy Discount |
Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Western National. |
Named Insured |
