Select Auto and Signature Auto Program Features
Available Discounts for Select Auto and Signature Auto Programs
| Discount | Description | Who or What Qualifies |
|---|---|---|
| Advance Quote Discount | Quoting of policy prior to Western National policy effective date. | Policyholder with submission of application prior to effective date. |
| Anti-Theft Protection Device Discount | Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device. | Device must be installed by the manufacturer or an authorized dealer and device must be self-activating upon locking of the vehicle doors (Minnesota Only). |
| Corporate Discount | Policyholders are eligible for a discount equivalent to a multi-car discount if the named insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use. | Named Insured on single car policy |
| Defensive Driver Discount | Eligible drivers receive a discount based on specifications in the state in which they are licensed. | Drivers 55 and over who have successfully completed a defensive driving course. |
| Family Discount (Signature Auto Only) | Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a person related to you by blood, marriage, adoption, or domestic partner relationship are written under different Western National Insurance policies. | Family members or domestic partner with single vehicle |
| Full Pay Discount | Discount applies if full premium is paid at the start of the term. | Policyholder application payment |
| Good Student Discount | Eligible students receive a discount up to age 25 | Drivers under 25 years of age who are enrolled full-time in high school, college, university, vo-tech, or have graduated and received a Bachelor’s Degree while maintaining a B average. |
| Prior Carrier/Loyalty Discount | Length of time the customer has had continuous insurance with immediate previous carrier or Western National. | Policyholders with continuous coverage |
| Multi-Car Discount | Applies for policies covering two or more vehicles with liability coverage. | Private passenger autos and motorhomes |
| Multi-Policy Discount | Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Western National. | Named Insured |