Personal Umbrella Endorsements
| Subject | Endorsement Name and Number | Description |
|---|---|---|
| Auto Outside the US | Auto Outside of the United States of Canada | Provides coverage for a vehicle being driven outside of the US or Canada |
| Business | Personal Umbrella Liability Policy Excess Business Pursuits Coverage Endorsement DL 98 05 |
Provides coverage for liability arising out of a business not owned by the policyholder; available for clerical, sales, or teacher. The corresponding endorsement must be maintained on the underlying home policy to be eligible. |
| Insureds | Expanded Definition of Insured DL CW 0007 |
Provides coverage for other residents of the household that are not family members |
| Occupancy | Personal Liability Policy Excess Permitted Incidental Occupanies Liability Coverage Endorsement DL 99 02 |
Coverage for a related private structure on premise with an office, professional, private school or studio occupancy including incidental liability. The corresponding endosement must be maintained on the underlying home policy to be eligible. |
| Trust | Personal Umbrella Liability Policy Trust Endorsement DL 99 09( MN) DL 98 08 (IA, SD, WI) |
Provides coverage if the home and/or auto has been added as an additional insured |
| Uninsured/Underinsured | Uninsured/Underinsured Motorist Coverage DL CW 0013 |
Maximum $1,000,000 of coverage per occurrence covered by the underlying uninsured/underinsured motorist coverage. The underlying coverage must be maintained in full force and effect during the term of the policy |