Select Auto and Signature Auto Program Features
Driver Eligibility
| Select Auto | Signature Auto | |
|---|---|---|
| Credit History | No public records (bankruptcy, repossession, judgments, etc.) in the last 3 yearsQuoting of policy prior to Western National policy effective date. | No public records (bankruptcy,repossession, judgments, etc.) in the last 5 years. |
| Delivery Driver | Refer to Underwriter | Ineligible |
| Financial Responsibility Filing (SR22) | Ineligible | |
| Named Insured-Inexperienced Operator 22 and over | Eligible | Ineligible |
| Named Non-Owner | Coverage available subject to underwriter review | Coverage is not available |
| Named Insured Under 22 | Parents must have a Western National policy or minimum 3 years driving experience. | Parents must have a Western National Signature Auto policy. |
| No Prior Insurance | Ineligible | |
| Any coverage declined or non renewed | Ineligible | |
| Roommate or Non Rated Drivers with Major Violation or At-Fault Accident | Refer to Underwriter | |
| Suspended or Revoked Driver's License in Previous 5 years | Ineligible | |
| Transportation Network Driver | Coverage available subject to underwriter review. | Coverage is not available |