General Info
Providing the right combination of liability and personal property options with the availability to add optional coverages to fit unique protection needs for owner occupied and rental dwellings.
| General Product Information | |
|---|---|
| Product Description | Owner occupied or rental dwellings with broad list of optional coverage offerings to meet the needs of policyholders |
| Buildings Under Construction | A builders' risk policy providing premium credit qualifies when construction is not past the foundation stage for a dwelling under construction |
| Common Loss Deductible | Only one deductible is paid (highest applicable) whenever an incident involves more than one Western National personal insurance policy |
| Condo Unit Coverage | Available coverage for improvements, alterations and additions to insured property |
| Inflation Guard | Automatically provides an increase to Coverage A and B limits of liability |
| Other Structures | Other structures such as garages and sheds are automatically covered for up to 10% of the dwelling limit; additional limits available |
| Personal Liability | Provides coverage for bodily injury or property damage for which the policyholder is liable |
| Rental Value and Additional Rental Expense | The policy includes 20% of the dwelling limit to reimburse you if your tenant or you must move out of the dwelling due to a covered loss; additional limits available |
| Water Back Up | Limits available up to $100,000 |