General Info


Providing the right combination of liability and personal property options with the availability to add optional coverages to fit unique protection needs for owner occupied and rental dwellings.


General Product Information
Product Description Owner occupied or rental dwellings with broad list of optional coverage offerings to meet the needs of policyholders
Buildings Under Construction A builders' risk policy providing premium credit qualifies when construction is not past the foundation stage for a dwelling under construction
Common Loss Deductible Only one deductible is paid (highest applicable) whenever an incident involves more than one Western National personal insurance policy
Condo Unit Coverage Available coverage for improvements, alterations and additions to insured property
Inflation Guard Automatically provides an increase to Coverage A and B limits of liability
Other Structures Other structures such as garages and sheds are automatically covered for up to 10% of the dwelling limit; additional limits available
Personal Liability Provides coverage for bodily injury or property damage for which the policyholder is liable
Rental Value and Additional Rental Expense The policy includes 20% of the dwelling limit to reimburse you if your tenant or you must move out of the dwelling due to a covered loss; additional limits available
Water Back Up Limits available up to $100,000