Vehicle Eligibility


Vehicle Category Vehicle Type Eligibility
Motorcycle
  • Adventure
  • Dual Sport or Enduros
  • Dirt Bike
  • Off-Highway Motorcycle
  • Off-ROad Bike
  • Maximum 1,000 CC or 100 HP
  • 2 wheeled vehicle
  • Chopper
  • Cruiser
  • Dirt Bike
  • Touring
  • Maximum 1,500 CC or 150 HP
  • 2 wheeled vehicle
  • Sport Bike, Street Bike, or Supersport Bike
  • Standard/Naked
  • Maximum 1,500 CC or 150 HP
  • Operators under 24 need underwriter approval prior to binding
  • Electric
  • Mini
  • Pocket
  • Commuter
Contact Underwriting
Custom Ineligible
Recreational Vehicle All-Terrain Vehicle (ATV)
  • Maximum 800 CC or 200 HP
  • Vehicle includes 4-6 inflatable tires
  • 3 wheeled ATVs ineligible
  • Total weight less than 1800 lbs
Autocycle
  • Maximum 2,000 CC or 225 HP
  • Must have seatbelts, steering wheel, and meet other federal safety regulations
  • 3 wheel vehicle registered for road use
Moped
  • Maximum 150 CC or 50 HP
  • 2 wheeled vehicle
Motorized Bicycle
  • 5 HP
Off-Road Vehicle
  • Maximum 800 CC or 200 HP
  • 4 wheeled vehicle
Motorscooter
  • Maximum 200 CC or 50 HP
  • 2 wheeled vehicle
Utility Task Vehicle (UTV) or Side-by-Side
  • Maximum 1000 CC or 225 HP
  • 4 wheeled vehicle
Golf Cart Contact Underwriting
Neighborhood Electric Vehicle
Mini Truck
Self-Balancing Scooter (Segway)
Dune Buggy Ineligible
Go-kart
Sandrail
Snowmobiles/Snowmachines Snowmobiles/Snowmachines
  • Maximum 850 CC or 150 HP
  • Up to 12 feet in length