Road & Trail

Vehicle Eligibility

Western National Road & Trail vehicle eligibility by category and type
Vehicle Category	Vehicle Type	Eligibility
Motorcycle	Adventure Dual Sport or Enduros Dirt Bike Off-Highway Motorcycle Off-ROad Bike	Maximum 1,000 CC or 100 HP 2 wheeled vehicle
	Chopper Cruiser Dirt Bike Touring	Maximum 1,500 CC or 150 HP 2 wheeled vehicle
	Sport Bike, Street Bike, or Supersport Bike Standard/Naked	Maximum 1,500 CC or 150 HP Operators under 24 need underwriter approval prior to binding
	Electric Mini Pocket Commuter	Contact Underwriting
	Custom	Ineligible
Recreational Vehicle	All-Terrain Vehicle (ATV)	Maximum 800 CC or 200 HP Vehicle includes 4-6 inflatable tires 3 wheeled ATVs ineligible Total weight less than 1800 lbs
	Autocycle	Maximum 2,000 CC or 225 HP Must have seatbelts, steering wheel, and meet other federal safety regulations 3 wheel vehicle registered for road use
	Moped	Maximum 150 CC or 50 HP 2 wheeled vehicle
	Motorized Bicycle	5 HP
	Off-Road Vehicle	Maximum 800 CC or 200 HP 4 wheeled vehicle
	Motorscooter	Maximum 200 CC or 50 HP 2 wheeled vehicle
	Utility Task Vehicle (UTV) or Side-by-Side	Maximum 1000 CC or 225 HP 4 wheeled vehicle
	Golf Cart	Contact Underwriting
	Neighborhood Electric Vehicle
	Mini Truck
	Self-Balancing Scooter (Segway)
	Dune Buggy	Ineligible
	Go-kart
	Sandrail
Snowmobiles/Snowmachines	Snowmobiles/Snowmachines	Maximum 850 CC or 150 HP Up to 12 feet in length