Select Auto and Signature Auto Program Features
General Info
Western National offers two personal auto products: Select Auto and Signature Auto.
See below for general information about these products.
| Western National Select Auto | Western National Signature Auto | |
|---|---|---|
| Overview | ||
| Product Description | Western National’s Select Auto is a personalized auto product tailored to meet the individual needs of policyholders. The Select Auto product rates for driving incidents, and provides coverage options for vehicle customization and unique vehicle use. | The Western National Signature Auto product includes the Penalty-Free Promise®* for which we’ve long been known. One will never pay a higher rate as the result of accidents or moving violations. |
| Penalty-Free Promise | Not Available - See Accident Forgiveness | Included |
| Accident Forgiveness | Available for first accident | Penalty-Free Promise included |
| New Business Eligibility | Minor incidents and accidents allowed; multiple incidents may require prior underwriting approval | No driving related incidents in three years |
| Popular Coverage Options | ||
| Roadside Assistance | Available | |
| Vehicle Customization | $1,500 included, additional limits available | $10,000 included, additional limits available |
| Pet Insurance (auto accident) | Included | |
| Car Seat Replacement | Included | |
| Rental Reimbursement | $30 per day / $900 maximum include; additional limits available | |
| Common Loss Deductible | Included | |
| Transportation Network (Phase I & II) | Available | Not Available |
| Named Non-owner | Available | Not Available |
| Extended Non-owned | Available | |
| New Vehicle Replacement | Available | |
| Loan/Lease (GAP) | Available | |
| Minimum Liability Limits | Minimum state requirement to 500,000/500,000 split limits or 500,000 combined single limit | 100,000/300,000 to 500,000/500,000 split limit or 300,000 to 500,000 combined single limit |