Select Home and Signature Home Program Features
Risk Eligibility
| 3 Year Claim History | Select Home | Signature Home |
|---|---|---|
| No Loss History | ||
| No Losses | Eligible | Eligible |
| 1 Loss | ||
| 1 Weather Loss | Eligible | Ineligible |
| 1 Non Weather Loss | May be eligible with mitigation approved by underwriting | Ineligible |
| 2 or More Losses | ||
| 1 Weather and 1 Non Weather | May be eligible with mitigation approved by underwriting | Ineligible |
| 2 Non Weather | Ineligible- Contact Underwriting if special circumstances apply | Ineligible |
| 2 or More Paid Losses | Contact Underwriting | Ineligible |
| Personal Risk History | Select Home | Signature Home |
|---|---|---|
| Public
Records (bankruptcy, foreclosure, judgments, tax liens) |
No public records in three years | No public records in five years |
| Crime
Conviction (crime of fraud, bribery, arson, with this or any other property) |
Ineligible | Ineligible |