Forms and Perils Covered


Forms Perils Coverage
DP 1 Fire and Explosion Coverage A - Dwelling (Actual Cash Value)
Coverage C - Personal Property (Actual Cash Value)
Fire and Explosion
Extended Coverage Perils
Fire and Explosion
Extended Coverage Perils
Vandalism or Malicious Mischief
DP 2 Fire and Explosion
Extended Coverage Perils
Vandalism or Malicious Mischief
Water, Freezing, Collapse
Coverage A - Dwelling (Replacement Cost)
Coverage B - Other Structures (Replacement Cost)
Coverage C - Personal Property (Actual Cash Value)
DP 3 Open Perils for Coverage A and B
Named Perils for Coverage C
Coverage A - Dwelling (Replacement Cost)
Coverage B - Other Structures (Replacement Cost)
Coverage C - Personal Property (Replacement Cost)
DP 2-Special (Condo Units Only) Open Perils for Coverage A & B
Named Perils for Coverage C
Coverage A - Dwelling (Replacement Cost)
Coverage B - Other Structures (Replacement Cost)
Coverage C - Personal Property (Replacement Cost)

Definition Extended Coverage:
The following perils are included: Windstorm or Hail, Explosion, Riot or Civil Commotion, Aircraft, Vehicles, Smoke, and Volcanic Eruption.