Program Features


A New Watercraft Policy
Umialik’s new Watercraft product offers a policy with a range of coverage options available to meet the insurance needs of boatowners.
Eligible Watercrafts
  • Pontoons
  • River Boats
  • Ski Boats
  • Canoes / Kayaks
  • Personal Watercraft
  • Sailboats
  • Fishing Boats
Featured Coverages
Replacement Cost, Agreed Value or Actual Cash Value
Help take the uncertainty of knowing how much you would receive for your watercraft
Common Loss Deductible
Whenever a claim involves more than one Umialik policy, only the highest deductible applies. It's beneficial to have all policies with Umialik!
Boating Equipment
Includes: anchors, batteries, covers, dinghies and tenders, electronic navigation equipment, fire extinguishers, flares, horns, life preservers, lines, oars, oar locks, pumps, sails, seat cushions, and other similar equipment.
Optional Coverages
  • Increased Towing and Disablement
  • Boat Lift
  • Personal Property
  • Trip Interruption
  • Wreckage Removal