Motorboat towing a waterskier on a lake

Watercraft

Program Features


Umialik Watercraft policy overview
A New Watercraft Policy
Umialik’s new Watercraft product offers a policy with a range of coverage options available to meet the insurance needs of boatowners.
Umialik eligible watercraft types
Eligible Watercrafts
  • Pontoons
  • River Boats
  • Ski Boats
  • Canoes / Kayaks
  • Personal Watercraft
  • Sailboats
  • Fishing Boats
Umialik Watercraft featured coverages
Featured Coverages
Replacement Cost, Agreed Value or Actual Cash Value
Help take the uncertainty of knowing how much you would receive for your watercraft
Common Loss Deductible
Whenever a claim involves more than one Umialik policy, only the highest deductible applies. It's beneficial to have all policies with Umialik!
Boating Equipment
Includes: anchors, batteries, covers, dinghies and tenders, electronic navigation equipment, fire extinguishers, flares, horns, life preservers, lines, oars, oar locks, pumps, sails, seat cushions, and other similar equipment.
Umialik Watercraft optional coverages
Optional Coverages
  • Increased Towing and Disablement
  • Boat Lift
  • Personal Property
  • Trip Interruption
  • Wreckage Removal