Driver-Claim-Violation Eligibility

Claim and Violation Eligibility
Watercraft	One moving violation per driver. One at fault accident per household in last 3 years. A youthful operator (24 and under) may only have 1 minor violation in the prior 3 years to be eligible; No At-fault accidents allowed.
	No major violations in the prior 5 years. No open losses. No prior watercraft liability losses in the prior 3 years.
	More than one minor driving violation per driver, more than one vehicle at fault accident per household, and major driving violations over 3 years old may be accepted, refer to Underwriter prior to binding

Driver Eligibility
Any Coverage Declined or Nonrenewed	Ineligible
Delivery Driver or Business Use	Ineligible
Household Member, or Occasional Operator outside of your household with Major Violation, Excess Violations or At-Fault Accidents	Ineligible
License Status	All rated and unrated household members (of age) must have valid Drivers License or ID that is not suspended, revoked, or canceled.
License State	Both driver's license and watercraft registration needs to be in policy contract state.
Named Insured - Inexperienced Operator (Licensed for less than 3 years)	Ineligible
Named Insured Under 22 Years of Age.	Parental support required. Named insured has at least 3 years driving history in the U.S.
Prior Insurance	All drivers must have maintained continuous auto insurance for at least the preceding 12 months. If a watercraft was owned previously, prior watercraft liability insurance is required.
SR22 (Financial Responsibility Filing)	Ineligible
Suspended or Revoked Driver's License in Previous 5 Years	Ineligible