Driver Eligibility

Subject Eligibility
Any Coverage Declined or Nonrenewed Ineligible
Delivery Driver or Business Use Ineligible
License Status All rated and unrated household members (of age) must have valid DL# or ID that is not suspended,
revoked, or cancelled
License State Both driver's license and vehicle registration should be in policy contract state
Household Member, or Occasional Operator Outside of your Household with Major Violation, Excess Violations or At-Fault Accidents Ineligible
Named Insured is Inexperienced Operator (Licensed for less than three years) Ineligible
Named Insured Under 22 Years of Age
  • Parental support required.
  • Named Insured has at least three years driving history in the U.S.
Prior Insurance
  • All drivers must have maintained continuous auto insurance for at least the preceding 12 months if needed.
  • If a recreational vehicle was owned previously, prior recreational vehicle liability insurance is required.
SR22 (Financial Responsibility Filing) Ineligible
Supporting Auto Must have current Umialik Auto policy.
Suspended or Revoked License in Previous five years Ineligible