Risk Eligibility
| 3-Year Claim History | Select Home | Signature Home |
|---|---|---|
| No Loss History | ||
| No Losses | Eligible | Eligible |
| One Loss | ||
| One Weather Loss | Eligible | Ineligible |
| One Non Weather Loss | May be eligible with mitigation approved by Underwriting. | Ineligible |
| Two or More Losses | ||
| One Weather and One Nonweather | May be eligible with mitigation approved by Underwriting. | Ineligible |
| Two Non Weather | Ineligible - Contact Underwriting if special circumstances apply. | Ineligible |
| Two or more Paid Losses | Contact Underwriting | Ineligible |
| Personal Risk History | Select Home | Signature Home |
|---|---|---|
| Public Records (bankruptcy, foreclosure, judgments, and tax liens) |
No public record in three years. | No public record in five years. |
| Crime Conviction (crime of fraud, bribery, arson with this or any other property) |
Ineligible | Ineligible |