General Information

Umialik Insurance Select Auto Umialik Insurance Signature Auto
Overview
Product Description Umialik’s Select Auto is a personalized auto product tailored to meet the individual needs of policyholders. The Select Auto product rates for driving incidents, and provides coverage options for vehicle customization and unique vehicle use. The Umialik Insurance Signature Auto product includes the Penalty-Free Promise for which we've long been known for. One will never pay a higher rate as the result of accidents or moving violations.
Penalty-Free Promise Not Available - See Accident Forgiveness Included
Accident Forgiveness Available for first accident Penalty-Free Promise included
New Business Eligibility Minor incidents and accidents allowed; multiple incidents may require prior Underwriting approval. No driving-related incidents in three years.
Popular Coverage Options
Roadside Assistance Available
Vehicle Customization $1,500 included, additional limits available $10,000 included, additional limits available
Pet Insurance (Auto Accident) Included
Car Seat Replacement Included
Rental Reimbursement $30 per day / $900 maximum included; additional limits available
Common Loss Deductible Included
Transportation Network (Phase I and II) Available Not Available
Named Nonowner Available Not Available
Extended Non-Owned Available
New Vehicle Replacement Available
Loan / Lease (GAP) Available
Minimum Liability Limits Minimum state requirements to $500,000/$500,000 split limits or $500,000 combined single limit.

 $100,000/$300,000 to $500,000/$500,000 split limit or $300,000 to $500,000 combined single limit.
ISO Form Information
Umialik Insurance has updated our current form versions and adopted the 2018 ISO Personal Auto Policy. This updated Personal Auto Program reflects the changing needs of policyholders and insurers. These revisions include modification to several forms and clarification of existing coverages as well as the introduction of new endorsements and withdrawal of some endorsements.