| Advance Quote Discount |
Quoting of policy prior to Umialik Insurance policy effective date. |
Policyholder with submission of application prior to the effective date. |
| Corporate Discount |
Policyholders are eligible for a discount equivalent to a multi-car discount if the named
insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use.
|
Named Insured on a single car policy |
| Defensive Driver Discount |
Eligible drivers receive a discount based on specifications in the state in which they are
licensed. |
Drivers 55 and over who have successfully completed a defensive driving course. |
| Family Discount (Signature Auto Only) |
Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a
person related to you by blood, marriage, adoption, or domestic partner relationship are written under different
Umialik Insurance policies. |
Family members or domestic partner with single vehicle |
| Full Pay Discount |
Discount applies if full premium is paid at the start of the term. |
Policyholder application payment |
| Good Student Discount |
Eligibile students receive a discount up to age 25. |
Drivers under 25 years of age who are enrolled full-time in high school, college, university,
vo-tech, or have graduated and received a Bachelor’s degree while maintaining a "B" average. |
| Prior Carrier / Loyalty Discount |
Length of time the customer has had continuous insurance with immediate previous carrier or Umialik Insurance. |
Policyholders with continuous coverage |
| Multi-Car Discount |
Applies for policies covering two or more vehicles with liability coverage. |
Private passenger autos and motorhomes |
| Multi-Policy Discount |
Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies
are written with Umialik Insurance. |
Named Insured |
