Optional Coverage Endorsements for Select Auto and Signature Auto

Subject List
Accident Forgiveness Additional Insured Additional Residents Combined Single Limit Policy Customization Electronic Equipment and Media Gap Coverage Glass Government Business Usage Key Replacement Mexico Coverage Named Nonowner New Vehicle Replacement Pet Injury Personal Property Coverage Rental Reimbursement Rental Vehicle- Physical Damage Roadside Assistance Stated Amount Coverage Towing and Labor Transportation Network Driver Trip Interruption

Subject	Endorsement Name and Form Number	Select Auto	Signature Auto
Accident Forgiveness	Accident Forgiveness PP CW 0004	First surchargeable accident paid by Umialik Insurance in the three year experience period will not be surcharged for rated and experienced drivers 25 and over.	Our Penalty-Free Promise assures you will never receive an increase in premium due to accidents. Automatically included in Signature Auto.
Additional Insured	Additional Insured - Lessor PP 03 19	Names lessor as an additional insured.
	Designated Insured PPCW0003	Names a person or organization that is included as an “insured” for liability coverages; no additional coverage is provided by attaching this form; it’s purpose is to list the party and provide them documentation.
	Joint Ownership Coverage PP 03 34	Provides coverage for a vehicle jointly owned by two or more 1) resident relatives, 2) resident individuals or 3) nonresident relatives, including a nonresident spouse.
	Trust Endorsement PP 13 03	To be added when an owned vehicle is in the name of a trust rather than an individual.
Additional Residents	Additional Residents of Your Household PP 33 37	Coverage for non-family household members such as significant others, live-in nannies, or roommates who are not named insureds.
Combined Single Limit Policy	Single Limit Liability PP 03 09	One limit for Bodily Injury and Property Damage of sublimits for per person / accident and property damage. Limits of 100,000, 200,000, 300,000, 500,000.	One limit for Bodily Injury and Property Damage of sublimits for person / accident and property damage. Limits of 300,000 or 500,000.
Customization	Customize Equipment Coverage Endorsement (Signature Auto) PPCW0016 04 21 Excess Custom Equipment coverage PP 03 18 (Select Auto)	Automatically includes $1500 of custom equipment. Additional coverage can be purchased.	Automatically includes $10,000 of custom equipment. Additional coverage can be purchased.
Electronic Equipment and Media	Excess Electronic Equipment Coverage PP 03 13	After factory installation of speakers or sound system and navigation and internet systems; and / or $200 coverage for tapes, records, discs, other media.
Gap Coverage	Auto Loan / Lease Coverage PP 03 35	Coverage if loan or lease balance is greater than the value of the vehicle; coverage must be added within 30 days of leasing or financing a vehicle.
Glass	Full Safety Glass Coverage PP 33 05	No deductible for glass coverage.
Government Business Usage	Federal Employees Using Autos in Government Business PP 03 01	Limits who is considered an insured under Part A when a vehicle is used in government business (e.g., rural mail carrier).
Key Replacement	Key Replacement and Related Services Charges PP 33 27	Provides up to $500 for you or family member for key or key fob replacement and programming due to lost or stolen keys.
Mexico Coverage	Mexico Coverage PP 03 21	Extends coverage for vehicles insured on the policy for accidents occurring in Mexico on a trip of 10 days or less and within 25 miles of U.S. border. Contact Underwriting to add coverage.
Named Nonowner	Named Nonowner Coverage PP 03 22	Provides coverage for an individual who does not own an auto but drives borrowed or rented autos. May be extended to spouse or resident relatives.	Not Available
Named Nonowner	Extended Nonowned Coverage - Vehicles Furnished or Available for Regular Use PP 03 06	Provides liability and medical coverage for insured and family members when also operating non-owned autos.
New Vehicle Replacement	New Vehicle Replacement Cost Coverage PPCW0002 04 21	Modifies loss settlement in case of total loss to replacement cost for new vehicles; vehicle must be less than two years old; less than 24,000 miles; value less than $70,000; must request coverage within 30 days of vehicle purchase or upon issue of new business if replacing a policy that included the coverage.
Pet Injury	Pet Injury Coverage PP 33 31	$500 of coverage is provided for reasonable veterinary costs and expenses incurred for the treatment or death of domestic dogs and cats owned by the policyholder or a family member and arising from a collision involving a covered auto. Limits of $1,000 or $2,000 available.
Personal Property Coverage	Personal Property PP 33 45	Worldwide coverage for personal property owned by named insured or spouse with limits of $5,000 or $10,000. Choose replacement cost coverage or ACV $500 deductible
Rental Reimbursement	Optional Limits Transportation Expenses Coverage PP 03 02	$30 per day/$900 maximum included; increased limits of $40/$1200, $50/$1500, and $75/$2250 are available while vehicle is out of service due to a covered loss.
Rental Vehicle - Physical Damage	Coverage for Damage to a Rental Vehicle PP 03 42	Comprehensive and/or collision coverage is provided for direct and accidental loss to a rental vehicle, minus any applicable deductible when no physical damage is selected on all insured vehicles.
Roadside Assistance	Roadside Assistance Plus WN PP 60	$60 per day/$1,500 maximum for Temporary Transportation Expenses (previously referred to as Rental Reimbursement) or loss of use. $250 for Roadside Assistance. $750 for Trip Interruption Coverage and Airbag Replacement. Available for full coverage vehicles only; minimum limits of liability of $100,000/$300,000 or $300,000 CSL.
Roadside Assistance	Roadside Assistance WN PP 61	Limited to $250. Flat tire / gas needed Jump start battery Lock out services 25 miles towing Available for liability only vehicles on a policy with a full coverage vehicle that includes Roadside Assistance Plus.
Stated Amount Coverage	Coverage For Damage To Your Auto (Maximum Limit Of Liability) PP 03 08	Provides physical damage coverage for older vehicles on an ACV basis up to the limit on the declarations page.
Towing and Labor	Towing and Labor Costs Coverage PP 03 03	Pays for towing and labor costs when the insured's vehicle is disabled. Available limits include $25, $50, $75, $100, $150, $200, $250, and $500; available only for vehicles with Liability and Other Than Collision coverages.
Transportation Network Driver	Limited Transportation Network Coverage (No Passenger) PP 23 45	Provides coverage for transportation network driver for time period starting when driver logs into platform and ending when a driver accepts a request through the network to transport a passenger (Phase 1 only).	Not available
Transportation Network Driver	Transportation Network Coverage (No Passenger) PP 23 41	Provides coverage for transportation network driver from time period starting when driver logs into platform and ending when a passenger has entered the vehicle. (Phase 1 & 2)	Not available
Trip Interruption	Trip Interruption Coverage PP 13 02	Lodging and food expenses when insured vehicle becomes inoperable for more than 24 hours and over 100 miles from home covered up to $600.