Select Home and Signature Home Program Features
General Information
Umialik can protect many styles of homes, whether a primary residence or a lake home.
We focus on protecting individuals and families with the right coverage.
| What has Changed | |||
|---|---|---|---|
| Penalty-Free Homeowners | Select Home | Signature Home | |
| Product Description | New business policies seeking the Penalty-Free Promise can be written into Signature Home. The Penalty-Free Program will remain for existing policyholders only. | Umialik's Select Home product includes rating for prior claims and broader eligibility designed to bring more flexibility to our Home product. | The Umialik Signature Home product includes the Penalty-Free Promise for which we've long been known for. One will never pay a higher rate as the result of claims. |
| Penalty-Free Promise | Included | Not Available | Included |
| Additional Coverage A Replacement Cost Options |
125% Select Homeowners Available
150% Preferred Homeowners Included |
Optional Limits Available
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| Water / Sewer Backup | Limits up to $25,000 | Limits up to $100,000 | |
| Boats and Snowmobile Coverage | Available | Refer to Watercraft or Road & Trail policy | |