| Credit History |
No public records (bankruptcy, repossession, judgments, etc.) in the last 3 years. Quoting of policy prior to Western National policy effective date |
No public records (bankruptcy, repossession, judgments, etc.) in the last 5 years |
| Delivery Driver |
Refer to Underwriter |
Ineligible |
| Financial Responsibility Filing (SR22) |
Ineligible |
| Named Insured-Inexperienced Operator 22 and over |
Eligible |
Ineligible |
| Named Nonowner |
Coverage available subject to Underwriter review |
Coverage is not available |
| Named Insured Under 22 |
Parents must have an Umialik Insurance policy or minimum three years of driving experience |
Parents must have an Umialik Insurance Signature Auto policy |
| No Prior Insurance |
Ineligible |
| Any Coverage Declined or Nonrenewed |
Ineligible |
Ineligible |
| Roommate or Non-Rated Drivers with Major Violation or At-Fault Accident |
Refer to Underwriter |
| Suspended or Revoked Driver's License in Previous Five Years |
Ineligible |
| Transportation Network Driver |
Coverage available subject to Underwriter review |
Coverage is not available |
