Forms & Perils Covered

Coverage	HO 0003 Homeowner Select	HO 0003 Homeowner Preferred
A - Dwelling	All risks of direct physical loss with certain exceptions.	All risks of direct physical loss with certain exceptions.
B - Other Structures	All risks of direct physical loss with certain exceptions.	All risks of direct physical loss with certain exceptions.
C - Personal Property	Named Peril	Named Peril
D - Additional Living Costs & Loss of Rent	All risks of direct physical loss with certain exceptions.	All risks of direct physical loss with certain exceptions.

Coverage	HO 0003 Homeowner Select	HO 0003 Homeowner Preferred	HO 0003 Homeowner Preferred	HO 0003 Homeowner Preferred
A - Dwelling	All risks of direct physical loss with certain exceptions.	All risks of direct physical loss with certain exceptions.	All risks of direct physical loss with certain exceptions.	No Coverage
B - Other Structures	All risks of direct physical loss with certain exceptions.	No Coverage	No Coverage	No Coverage
C - Personal Property	All risks of direct physical loss with certain exceptions.	Named Peril	All risks of direct physical loss with certain exceptions.	Named Peril
D - Additional Living Costs & Loss of Rent	All risks of direct physical loss with certain exceptions.	Named Peril	Named Peril	Named Peril
6/1/2018