Vehicle – Driver Assignment


Household Type Vehicle Count* Agency Instructions
Adult Drivers Only Fewer vehicles than drivers Don’t assign any drivers
Equal number of vehicles and drivers Assign each driver to the vehicle they operate most often
Greater number of vehicles than drivers
  • Assign each driver to the vehicle they drive most often
  • Assign each driver to only one vehicle
  • Do not assign a driver to excess vehicles***
Adult and Youthful Operators** Fewer vehicles than drivers
  • If a youthful driver is the primary operator of a vehicle, assign the youthful driver to that vehicle
  • Do not assign adult drivers or youthful drivers that are occasional operators
Equal number of vehicles and drivers Assign each driver to the vehicle they operate most often
Greater number of vehicles than drivers
  • Assign each driver to the vehicle they drive most often.
  • Do not assign a driver to excess vehicles***
6/1/2018
* Company vehicles should be included in the vehicle count.
** Operators are rated as youthful drivers through age 23
*** Excess vehicles must be pleasure use

AgentsXpress Driver Assignment Instructions

On the vehicle page in the “Assigned Operator” dropdown menu, select the operator according to the above rules.

Screen shot of the Assign Operator dropdown menu

If you assign a driver, you will receive the following message on the Summary page: “Info-Assigned Operator-Contact Underwriter to validate driver assignment”. This is a reminder for you to confirm that drivers are assigned according to the rules above. If you would like someone to verify the driver assignment is correct, call the Customer Relationship Center at (800) 352-2772 to review for accuracy.