Available Discounts

Discount	Description	Who or What Qualifies
Anti-Theft Protection Device Discount	Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device that does one or more of the following: Sound alarm Cause the vehicle horn to sound Cause the vehicle lights to flash Prevent the vehicle doors from being opened	Device must be installed by the manufacturer or an authorized dealer Device must be self-activating upon locking of the vehicle doors
Corporate Discount	Policyholders are eligible for a discount equivalent to a multi-car discount if the Named Insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use.	Named Insured on single car policy
Defensive Driver Discount	Eligible drivers receive a discount based on specifications in the state in which they are licensed.	Drivers 55 and over who have successfully completed a defensive driving course.
Family Discount	Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by the policyholder’s family members are written under different Umialik policies.	Family members with single vehicle.
Good Student Discount	Eligible students receive a discount up to age 25.	Drivers under 25 years of age who are enrolled full-time in high school, college, university, vo-tech, or have graduated and received a Bachelor’s degree while maintaining a B average.
Loyalty Discount	Beginning at the first renewal, policyholders receive a loyalty discount. The discount increases with subsequent renewals up to ten years.	Policyholders renewing with Umialik.
Multi-Car Discount	Applies for policies covering two or more vehicles with liability coverage.	Private passenger autos and motorhomes.
Multi-Policy Discount	Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Umialik.	Named Insured
6/1/2018