Available Discounts


Discount Discription Who or What Qualifies
Anti-Theft Protection Device Discount Policyholders may qualify for a discount if their vehicle is equipped with an anti-theft device that does one or more of the following:
  • Sound alarm
  • Cause the vehicle horn to sound
  • Cause the vehicle lights to flash
  • Prevent the vehicle doors frombeing opened
  • Device must be installed by the manufacturer or an authorized dealer
  • Device must be self-activating upon locking of the vehicle doors (Minnesota Only)
Corporate Discount Policyholders are eligible for a discount equivalent to a multi-car discount if the named insured or spouse is provided with a corporate or company vehicle that is furnished or available for their regular use. Named Insured on single car policy
Defensive Driver Discount Eligible drivers receive a discount based on specifications in the state in which they are licensed. Drivers 55 and over who have successfully completed a defensive driving course.
Family Discount Policyholders can get a discount equivalent to a multi-car discount even if the cars owned by a person related to you by blood, marriage, or adoption are written under different Western National policies. Family members with single vehicle
Good Student Discount Eligible students receive a discount up to age 25. Drivers under 25 years of age who are enrolled full-time in high school, college, university, vo-tech, or have graduated and received a bachelor’s degree while maintaining a B average.
Loyalty Discount Beginning at the first renewal, policyholders receive a loyalty discount. The discount increases with subsequent renewals up to 10 years. Policyholders renewing with Western National
Multi-Car Discount Applies for policies covering two or more vehicles with liability coverage. Private passenger autos and motorhomes
Multi-Policy Discount Policyholders receive a discount on Homeowner and Personal Auto insurance when both policies are written with Western National Named Insured
7/1/2016